(518) 690-4410Call this firm now for a consultation
Send an EmailEmail this firm now for a consultation
Lawyer WebsiteLearn more at the website for this firm
Click to CallCall this firm now from your browser
Law Firm InfoLearn more about this law firm
More Legal Topics
Albany Credit Card Lawyer
Select a video below to learn about New York Credit Card Law from the Albany attorney(s) at the law firm of Richard Croak and Associates
 |
Credit Card Law Basics: Most adults carry and use credit cards. But, many of the laws regulating credit cards are confusing. Often, they're written in favor of the credit card companies. The Albany lawyer(s) at Richard Croak and Associates answer your important questions, on video, about your rights as a holder and user of credit cards in New York. For answers to your legal questions about Credit Card Law, click on a question below, or to contact Richard Croak and Associates about Credit Card Law issues, use the form below or call (518) 690-4410. |
All Video Answers
A lender turned down my application because of something on my credit report. What can I do?
Are there limits to what my credit card company can charge for late fees?
Are there restrictions in New York on when or where a debt collector can contact me?
Can a creditor reduce, or not approve, my credit because of my age?
Can a debt collector contact my family, employer, or anyone else about my debt in New York?
Can a debt collector garnish federal benefits?
Can a debt collector garnish my bank account or my wages in New York?
Can a debt collector keep contacting me if I do not think I owe any money?
Can my credit card company change my rate?
Do all credit cards charge an annual fee?
Do banks consider how long I have been a customer before raising my interest rates?
Do both federal and state laws apply to credit cards?
Does the Trust in Lending Act set the rates that credit card companies can charge?
For what reasons can a creditor cancel my account?
Related Keywords
annual fee
application
bank
bill
credit
credit card
credit report
creditor
debt collector
finance charge
garnish
grace period
interest rate
lender
purchase
Get Legal Help
By submitting this form, I agree to the terms of use of this website. I read this website's disclaimer and privacy policy and understand that THELAW.TV is not a lawyer referral service and makes no representation regarding the quality of legal services offered by the participating attorneys.
Law Firm Info
Richard Croak and Associateshttp://www.richardcroak.com
314 Great Oaks Blvd
Albany, New York 12203
(518) 690-4410
About Our Firm
From our offices in Albany, New York, attorney Richard Croak and his team represent individuals and businesses in all legal matters related to Bankruptcy. For more than twenty years, we have been helping clients file bankruptcy under bankruptcy code Chapter 7 and Chapter 13 for individuals, Chapter 11 for businesses and professionals, and Chapter 12 for farmers. Richard Croak is among a select few attorneys who is an American Board of Certification Board Certified Consumer Bankruptcy Attorney and a Board Certified Business Bankruptcy Attorney.
Our Office Location
The New York lawyer(s) at Richard Croak and Associates offer their Credit Card Lawservices to residents of the New York cities of Albany, Colonie, Schenectady, Troy, Clifton Park, Guilderland, Bethlehem, Rotterdam, Saratoga Springs, Glenville, Queensbury, Niskayuna, Halfmoon, Amsterdam, Milton, East Greenbush, Cohoes, Gloversville, Glens Falls and Albany County, Clinton County, Columbia County, Essex County, Fulton County, Green County, Montgomery County, Rensselaer County, Saratoga County, Warren County, Washington County and Ulster County.