Detroit Attorney Jo Robin Davis

Attorney's Profile

COLLEGE:
Kalamazoo College
LAW SCHOOL:
Thomas M. Cooley Law School
ATTORNEY SINCE:
1980
STATES ADMITTED:
Michigan
PRACTICE AREAS:
Fire Loss, Property Insurance, Insurance Agent Negligence, Insurance Coverage Disputes, Appeals

I have been representing policyholders in claims against insurance companies for over 20 years. Before that, I defended insurance companies, which gives me an insight into the games they play with policyholders who have paid premiums for insurance coverage when they become victims of fires and other tragedies. After graduating from law school, I was a Research Attorney with the Michigan Court of Appeals.

I have written articles and given speeches on every aspect fire loss and insurance law for the American Bar Association, the American Association for Justice, The Michigan Association for Justice, the National Association of Public Insurance Adjusters and the Michigan Institute for Continuing Legal Education.

I am a longtime board member of the Michigan Association for Justice and sit regularly as a case evaluator for the Wayne County Mediation Tribunal and the Genesee County Bar Association. I am AV rated, was named a top trial attorney by dbdetroit and one of the 100 top Michigan trial lawyers by the American Trial Lawyers Association.

Attorney's Videos

Can I assert the 5th amendment at an examination under oath?
Fire Insurance Claims Law

Can I hire my own contractors/builder or do I have to use those recommended by my insurance company adjuster?
Fire Insurance Claims Law

Can I sue my insurance agent for not selling me enough insurance to cover my losses?
Fire Insurance Claims Law

Do I get paid if the fire was accidental?
Fire Insurance Claims Law

Do I get paid if the fire was an arson, but I had nothing to do with it being intentionally set?
Fire Insurance Claims Law

Do I have coverage if my dwelling is vacant? What if I am doing repairs to the property?
Fire Insurance Claims Law

Do I have to give the insurance company my tax returns, cell phone records, and bank and credit card statements?
Fire Insurance Claims Law

Does my mortgage company get paid if the insurance company denies my claim?
Fire Insurance Claims Law

How do I determine my damages?
Fire Insurance Claims Law

How do I determine the actual cash value of my building? Is it really market value?
Fire Insurance Claims Law

How do I fill out the property inventory forms? I do not remember when I bought something or how much I paid for it.
Fire Insurance Claims Law

How do I fill out the sworn statement in proof of loss?
Fire Insurance Claims Law

How do I know what I have to do in order to be fully paid by the insurance company for my family's loss?
Fire Insurance Claims Law

How do I put together my building claim?
Fire Insurance Claims Law

How does a public adjuster get paid?
Fire Insurance Claims Law

How long after the fire do I have to file a lawsuit?
Fire Insurance Claims Law

How long do I get additional living expenses for?
Fire Insurance Claims Law

How long does the insurance company have after the examination under oath to make a decision whether to pay a claim?
Fire Insurance Claims Law

I bought replacement cost insurance from the insurance company. Why are they only willing to pay the depreciated value ?
Fire Insurance Claims Law

I had a fire, what should I do first?
Fire Insurance Claims Law

I haven't been charged criminally. How can the insurance company accuse me of arson and deny my claim?
Fire Insurance Claims Law

If I am a tenant, what does my renters' policy cover?
Fire Insurance Claims Law

If I pass a lie detector test, does the insurance company have to pay?
Fire Insurance Claims Law

Is there anything I have to do before filing a lawsuit?
Fire Insurance Claims Law

Should I hire a public adjuster?
Fire Insurance Claims Law

Should I keep making my mortgage payments after the fire?
Fire Insurance Claims Law

The insurance company adjuster wants to take a recorded statement. What should I do?
Fire Insurance Claims Law

The insurance company hired a fire investigator. Should I hire my own or rely on theirs?
Fire Insurance Claims Law

What are additional living expenses?
Fire Insurance Claims Law

What are business interruption damages? How do I prove them?
Fire Insurance Claims Law

What are exclusions in the policy and when do they apply?
Fire Insurance Claims Law

What can I do if the insurance company denied my fire loss claim and wrongfully accused me of arson and/or fraud?
Fire Insurance Claims Law

What damages am I entitled to if my rental property has a fire?
Fire Insurance Claims Law

What damages is a business owner entitled to under a BOP policy?
Fire Insurance Claims Law

What do I do if someone is injured in the fire?
Fire Insurance Claims Law

What if I do not know how the fire started?
Fire Insurance Claims Law

What if I just do not tell the insurance company everything because it is none of their business?
Fire Insurance Claims Law

What if my receipts burned up in the fire? What if I do not keep receipts?
Fire Insurance Claims Law

What if the insurance company and I disagree regarding damages?
Fire Insurance Claims Law

What is appraisal? Who pays for what?
Fire Insurance Claims Law

What is fraud and false swearing?
Fire Insurance Claims Law

What is the broad evidence rule?
Fire Insurance Claims Law

What is the difference between replacement cost coverage and actual cash value coverage?
Fire Insurance Claims Law

What is the duty of cooperation?
Fire Insurance Claims Law

What types of damages are I entitled to under the insurance policy?
Fire Insurance Claims Law

When do I hire an attorney or a public adjuster?
Fire Insurance Claims

When do I need a lawyer who specializes in fire and property damage insurance claims?
Fire Insurance Claims Law

Who is an insured under the policy?
Fire Insurance Claims Law

Why do I need a lawyer at an examination under oath?
Fire Insurance Claims Law

Why do I need a public adjuster?
Fire Insurance Claims

Why do I need an attorney for a fire loss claim?
Fire Insurance Claims

Why does the insurance company want to take statements from my family members and friends? What should I tell them?
Fire Insurance Claims Law

Why does the lawyer for the insurance company want me to go to an examination under oath (EUO)?
Fire Insurance Claims Law

Why is the insurance company entitled to all of this personal information?
Fire Insurance Claims Law

Why is the proof of loss so important? Does it have to be filed in time?
Fire Insurance Claims Law

Why should I hire a public adjuster. Isn't the insurance company adjuster going to help me ?
Fire Insurance Claims Law

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Law Firm Info

Jo Robin Davis PLLC
http://www.jorobindavis.com

30300 Northwestern Hwy., Suite 104
Farmington Hills, Michigan 48334

(248) 932-0100

About Our Firm

Jo Robin Davis has been practicing law in the metropolitan Detroit area for over thirty years. She specializes in representing policyholders in the areas of first-party property damage claims against insurance companies, including fire damage insurance claims.

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