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Houston Attorney John Mastriani

Mastriani Law Firm
mastriani

To speak with Houston lawyer John Mastriani of Mastriani Law Firm about your legal issue, call (713) 636-5251.

Attorney's Profile

COLLEGE:
University of Houston
LAW SCHOOL:
Cumberland School of Law
ATTORNEY SINCE:
1987
STATES ADMITTED:
Texas
PRACTICE AREAS:
Consumer Protection, Debtor Defense, and all types of Litigation

John Mastriani of the Mastriani Law Firm, PC has more than 20 years of litigation experience. John received his juris doctorate in 1987 from the Cumberland School of Law at Samford University before attending the New York University School of Law where he received a Letters of Law Master in Securities and Corporation Law. Mr. Mastriani's parents taught him the value of hard work, integrity and helping others. He understands the virtues of responsibility and the commitment to work long hours to zealously advocate his client's position. He believes the boldest accomplishments occur when one has the diligence to persevere. He takes the time to learn his client's objectives and applies the law to them. He believes that things are not to be done right once in a while, rather, they should be done right all the time. Mr. Mastriani ensures that his firm will deliver its legal services at the highest level and most cost effective manner with respect to each client's particular situation.

Attorney's Videos

Beyond bankruptcy or debt consolidation agencies, what else can I do when I no longer can pay my bills?
Consumer Debt Defense Law

Can creditors collecting a debt in Texas threaten to have me arrested if I fail to pay my debt?
Credit Card Dispute Resolution Law

Can my credit card company charge me a cancellation fee?
Credit Card Dispute Resolution Law

Can my credit card company charge me a fee for not using my card?
Credit Card Dispute Resolution Law

Can the credit card company change my interest rate?
Credit Card Dispute Resolution Law

Can the credit card company change the monthly due date for my payment?
Credit Card Dispute Resolution Law

Does it change how much I owe if a creditor sells off my debt to a debt collector?
Credit Card Lawsuit Defense Law

How can a lawyer help me reduce my debt for medical expenses?
Consumer Debt Defense Law

How can a lawyer help me reduce my debt incurred as I lost a lawsuit?
Judgment Collection Defense Law

How can a lawyer help me reduce my debt on a boat loan?
Consumer Debt Defense Law

How can a lawyer help me reduce my debt on an auto loan?
Consumer Debt Defense Law

How can a lawyer help me reduce my debt to a credit card company?
Credit Card Dispute Resolution Law

How can I stop creditors trying to collect a debt from harassing me in Texas?
Consumer Debt Defense Law

How common is it to have debt interest waived or reduced in a consumer protection defense?
Credit Card Lawsuit Defense Law

How common is it to have debt principal reduced in a consumer protection defense?
Credit Card Lawsuit Defense Law

How common is it to have the term of the loan extended in a consumer protection defense?
Credit Card Lawsuit Defense Law

How do I choose a consumer protection defense attorney?
Credit Card Lawsuit Defense Law

How does the Texas Deceptive Trade Practices Consumer Protection Act help consumers with debt?
Consumer Debt Defense Law

How is a consumer protection defense attorney different from a debt relief agency?
Consumer Debt Defense Law

I already owe money to my creditors. How can I afford an attorney to defend me in a consumer protection lawsuit?
Credit Card Lawsuit Defense Law

I cannot afford my boat payments anymore, but am now upside down. I owe more than it is worth. What can I do now?
Consumer Debt Defense Law

I cannot afford my car payments anymore, but am now upside down. I owe more than it is worth. What can I do now?
Consumer Debt Defense Law

I did not understand the balance transfer language on my credit card offer and now I owe a lot more money. Do I have to pay?
Credit Card Dispute Resolution Law

I got crushed in my divorce settlement and cannot afford to pay my credit card bills. What should I do now?
Credit Card Dispute Resolution Law

I have a judgment against me from Texas Judgments LLC, Putonti & Escover or Donna Brown. What should I do now?
Judgment Collection Defense Law

I have a judgment against me, from Mann Bracken, Hudson & Keyse, Dodeka or Pharia. What should I do now?
Judgment Collection Defense Law

I have been contacted by ALW Sourcing seeking to collect a debt. What should I do now?
Consumer Debt Defense Law

I have been sued by a bank. What should I do now?
Consumer Debt Defense Law

I have been sued by a creditor like American Express, AT&T, Target National Bank, or Capital One. What should I do now?
Consumer Debt Defense Law

I have been sued by a creditor like the Yellow Pages or Reliant. What should I do now?
Consumer Debt Defense Law

I have been sued by a creditor, like FIA Card Services/Bank of America, Discover, or FCU. What should I do now?
Consumer Debt Defense Law

I have been sued by a debt collector like Portfolio Recovery, Asset Acceptance, Advantage Assets. What should I do now?
Consumer Debt Defense Law

I have been sued by a debt collector, like Global Asset Acceptance, Allan Adkins and Associates. What should I do now?
Consumer Debt Defense Law

I have been sued by a debt collector, like LVNV, Main Street, Midland Credit, or Palisades. What should I do now?
Consumer Debt Defense Law

I have been sued by a debt collector, like United Recovery Systems, CACH, Dodeka, or Pharia. What should I do now?
Consumer Debt Defense Law

I have been sued by a major bank, like Chase, Citibank, Wells Fargo, GEMB, or State Farm Bank. What should I do now?
Consumer Debt Defense Law

I have been sued by FIA Card Services/Bank of America. What should I do now?
Consumer Debt Defense Law

I live in Texas and owe a lot of money on my credit cards. Can my wages be garnished?
Credit Card Dispute Resolution Law

I live in Texas and owe a lot of money on my credit cards. Can my house be foreclosed or sold at auction?
Credit Card Dispute Resolution Law

I lost a lawsuit from a bank, but I still do not have the money to pay. What can I do now?
Judgment Collection Defense Law

I only owe $1000 to a credit company. I do not think they will ever sue me for such a small amount. Is that right?
Credit Card Dispute Resolution Law

I owe a lot more money than I have, but do not want to declare bankruptcy. Do I have any other options?
Consumer Debt Defense Law

I owe a lot of money to a hospital and to some other doctors, but I cannot afford to pay. What can I do now?
Consumer Debt Defense Law

I owe money to a credit card company, but they are telling me that I owe them a lot more money. Can they do that?
Credit Card Dispute Resolution Law

I paid my credit card on time, but they did not post it until after my due date. Do I have to pay late fees?
Credit Card Dispute Resolution Law

I was laid off from my job and cannot afford to pay my credit card bills. What should I do now?
Credit Card Dispute Resolution Law

I was served with a lawsuit to collect on a debt. Can I just call the court to find out what I should do?
Consumer Debt Defense Law

I was served with a lawsuit to collect on a debt. What happens if I do not respond?
Judgment Collection Defense Law

I was served with a lawsuit to collect on a debt. What should I do now?
Consumer Debt Defense Law

I was sued by a debt collector like Michael Adams, Regent & Associates, or Hull & Associates what should I do now?
Consumer Debt Defense Law

I was sued by a debt collector like Zwicker & Associates, Johnson & Silver or Michael Scott. What should I do now?
Consumer Debt Defense Law

I was sued by debt collector like Donald Degrasse; Scheinthal & Koontz; Ellison & Totz. What should I do now?
Consumer Debt Defense Law

I was sued by debt collector like Fulton Friedman & Gullace; Donna Brown; Richard Clarke. What should I do now?
Consumer Debt Defense Law

I was sued by debt collector like Hull & Associates, Ed Burke & Associates, or Weinstein & Riley. What should I do now?
Consumer Debt Defense Law

I was sued by debt collector like MecKleskey Harriger Brazill & Graf; or Jenkins, Wagnon & Young. What should I do now?
Consumer Debt Defense Law

I was sued by debt collector like Rausch Sturm Israel Enerson & Hornick, or Vincent Lopez what should I do now?
Consumer Debt Defense Law

If a lawyer takes my consumer protection defense case, how long will the process take?
Credit Card Lawsuit Defense Law

If a lawyer takes my consumer protection defense case, how much will it cost me?
Credit Card Lawsuit Defense Law

If I think I am getting a good deal by settling with my creditor, should I still consult with an attorney?
Credit Card Lawsuit Defense Law

In Texas, does it matter for my consumer protection defense whether I am in a justice court or civil court?
Consumer Debt Defense Law

In a consumer protection defense case, when are the most common times that a case will settle?
Credit Card Lawsuit Defense Law

My boat was repossessed. What can I do now?
Consumer Debt Defense Law

My car was repossessed. What can I do now?
Consumer Debt Defense Law

My credit card company is going to sue me. What are the requirements for how the complaint is served?
Credit Card Dispute Resolution Law

What are equitable bills of review, and how does it relate to consumer protection defense?
Credit Card Lawsuit Defense Law

What are interrogatories in a consumer protection defense lawsuit?
Credit Card Lawsuit Defense Law

What are requests for admissions in a consumer protection defense lawsuit?
Credit Card Lawsuit Defense Law

What are requests for production of documents in a consumer protection defense lawsuit?
Credit Card Lawsuit Defense Law

What are some common pratfalls in answering requests for admissions in a consumer protection defense?
Credit Card Lawsuit Defense Law

What are the disadvantages of debt consolidation?
Consumer Debt Defense Law

What do I do if AD Astra Recovery Services, AFNI Collections, or AIS Services try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Advanta Bank Corp, Scott Lowery, PC or I.C. Systems Inc. try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Affiliated Credit Services, Alpha Recovery Corp or Alpine Financial try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Applied Bank, Juniper Card Services, GE Money Bank, or US Bank try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Barclays Card Services, Transtar Federal Credit Union, or CollectCorp try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Bonded Collection Company, Firstsource Advantage or Alpha Recovery try to collect a debt from me?
Consumer Debt Defense Law

What do I do if contacted by ACB American, United Recovery Systems, or FIA Card Services trying to collect a debt?
Consumer Debt Defense Law

What do I do if contacted by Bank of America, American Express, or Valentine & Kebartas trying to collect a debt?
Consumer Debt Defense Law

What do I do if contacted by Creditor Financial Group, Direct Merchants, or American Express trying to collect a debt?
Consumer Debt Defense Law

What do I do if contacted by Discover Card, Citibank, or Global Credit and Collection Corp trying to collect a debt?
Consumer Debt Defense Law

What do I do if contacted by LVNV Funding, Nationwide Credit, or United Collection Bureau trying to collect a debt?
Consumer Debt Defense Law

What do I do if contacted by Michael J. Scott, Adkins & Associates or Michael J. Adams trying to collect a debt?
Consumer Debt Defense Law

What do I do if creditors like Northstar Location Service, or McCarthy Burgess & Wolff try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Midland Credit Management, Capital One Bank, or West Asset Management try to collect a debt from me?
Consumer Debt Defense Law

What do I do if NCB Management Services, Academy Collection Service, or Bill Me Later, try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Portfolio Recovery Associates, LLC, MRS Associates, or Hull & Associates try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Rausch, Sturm, Israel, Enerson & Hornick, or The Brachfeld Law Group try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Resurgent Capital, Chase Bank, Wells Fargo Card Services or HSBC try to collect a debt from me?
Consumer Debt Defense Law

What do I do if San Antonio Credit Union, J.A. Cambece Law Office or DRS Collections try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Security Bankcard Center, Redline Recovery, or Dell Financial Services try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Stellar Recovery, WebBank, Budzik & Dynia, FMA Alliance, or Alliance One try to collect a debt from me?
Consumer Debt Defense Law

What do I do if The Law Office of Joe Pezzuto, LLC, Springleaf, or Plaza and Associates try to collect a debt from me?
Consumer Debt Defense Law

What do I do if the Law Office of Richard Clark, Macy's, DMI, or Turning Point Capital try to collect a debt from me?
Consumer Debt Defense Law

What do I do if Weltman, Weinberg & Reis, Springleaf, or Financial Asset Management try to collect a debt from me?
Consumer Debt Defense Law

What documents should I bring with me for a consult with a consumer protection defense attorney?
Credit Card Lawsuit Defense Law

What does it mean to deem admissions, and how does it relate to consumer protection defense?
Credit Card Lawsuit Defense Law

What does the company that repossessed my car do with the car? Can I get it back?
Consumer Debt Defense Law

What happens if the creditor who repossesses my car sells it for less than it is worth?
Consumer Debt Defense Law

What if I do not live in the lawyer's area? Can they still defend me in a consumer protection lawsuit?
Credit Card Lawsuit Defense Law

What is a custodian of records, and how does that relate to consumer protection defense?
Credit Card Lawsuit Defense Law

What is a default judgment in a consumer protection defense lawsuit?
Judgment Collection Defense Law

What is a deficiency judgment?
Judgment Collection Defense Law

What is a judgment lien?
Judgment Collection Defense Law

What is a statute of limitations and does it relate to consumer protection defense?
Credit Card Lawsuit Defense Law

What is a sworn account, and how does it relate to consumer protection defense?
Credit Card Lawsuit Defense Law

What is an affidavit, and how does it relate to consumer protection defense?
Credit Card Lawsuit Defense Law

What is an affirmative defense, and how does that relate to consumer protection defense?
Credit Card Lawsuit Defense Law

What is an answer in a consumer protection defense lawsuit?
Credit Card Lawsuit Defense Law

What is HIPPA and how does that relate to the money I owe because of an emergency room visit?
Consumer Debt Defense Law

What is summary judgment in a consumer protection defense lawsuit?
Credit Card Lawsuit Defense Law

What is the difference between secured debt and unsecured debt?
Credit Card Lawsuit Defense Law

What is the legal difference for consumer protection defense law between an original creditor and a debt buyer?
Credit Card Lawsuit Defense Law

What is the rule of optional completeness and how does it relate to consumer protection defense?
Credit Card Lawsuit Defense Law

What is the Uniform Commercial Code (UCC) and how does it relate to car or automobile repossession?
Consumer Debt Defense Law

What kind of notice must be given to me before my car can be repossessed in Texas?
Consumer Debt Defense Law

What laws in Texas protect consumers from being harassed while trying to collect a debt?
Consumer Debt Defense Law

What must creditors prove in court to collect on a debt from me?
Credit Card Lawsuit Defense Law

What must debt collectors prove in court to collect on a debt from me?
Credit Card Lawsuit Defense Law

What remedies can a consumer receive as a result of obtaining services from a consumer protection lawyer or attorney?
Consumer Debt Defense Law

What should I do if creditors like Capital Management Services or First Financial Asset try to collect a debt from me?
Consumer Debt Defense Law

What should I do if creditors like Financial Recovery Services or Creditors Interchange try to collect a debt from me?
Consumer Debt Defense Law

What should I do when creditors like B&T Financial Services or Pinnacle Financial Group try to collect a debt from me?
Consumer Debt Defense Law

What should I do when creditors like Credit Control LLC or Associated Recovery Systems try to collect a debt from me?
Consumer Debt Defense Law

What should I do when creditors like National Enterprise Systems or Northland Group try to collect a debt from me?
Consumer Debt Defense Law

What should I do when creditors like Sunrise Credit Services, Inc or Hannah & Associates try to collect a debt from me?
Consumer Debt Defense Law

When creditors like Asset Acceptance or Integrity Financial Partners try to collect a debt from me, what should I do?
Consumer Debt Defense Law

When creditors like Boudreau & Associates, Regent & Associates, or try to collect from me, what should I do?
Consumer Debt Defense Law

When creditors like Calvary Portfolio Services LLC, NCO Financial Systems try to collect from me, what should I do?
Consumer Debt Defense Law

When creditors like Zwicker & Associates, USAA Credit Card, or SST try to collect from me, what should I do?
Consumer Debt Defense Law

Will a successful consumer protection defense affect my credit score?
Credit Card Lawsuit Defense Law

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Law Firm Info

Mastriani Law Firm
http://www.texasdebtdefense.com

5959 Westloop South, Suite 420
Bellaire, Texas 77401

(713) 636-5251

About Our Firm

John Mastriani is a Houston debt defense lawyer. He can fight your debt without filing bankruptcy and without debt consolidation. He also defends clients against creditor lawsuits and judgments.

Our Office Location

 

The Texas lawyer(s) at Mastriani Law Firm offer their Credit Card Dispute Resolution Law services to residents of Houston, Sugar Land, Missouri City, Katy, Tomball, Spring, The Woodlands, Conroe, Pasadena, Baytown, Galveston, Webster and Clear Lake; Harris County, Montgomery County, Liberty County, Chambers County, Galveston County, Brazoria County and Fort Bend County.


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