Jacksonville Attorney Heather Reynolds

Attorney's Profile

COLLEGE:
College of Charleston
LAW SCHOOL:
Florida Coastal School of Law
ATTORNEY SINCE:
2003
STATES ADMITTED:
Florida
PRACTICE AREAS:
Real Estate, Corporate Law, Lender Representation

Heather was born in West Virginia but called Charleston, SC home until relocating to Jacksonville Beach in 1998. Heather has been practicing with the firm now known as Hathaway & Reynolds, PA since 2003 and has managed the firm's affiliated title company, Ponte Vedra Title, LLC, since 2001. Heather is an adjunct professor at Florida Coastal School of Law and has instructed students in the art of legal writing and in the basics of client interviewing and counseling. Heather currently resides in Jacksonville Beach with her husband and 3 year old daughter and looks forward to many more years of success in a community she proud to be a part of.

Attorney's Videos

Can a short sale be done when there are multiple lenders with liens on the property?
Short Sale Law

Can a short sale lender make its borrower pay a lump sum or write a promissory note for some of the deficiency?
Short Sale Law

Can people stay in their properties for years after they stop paying because foreclosures take so long?
Short Sale Law

Do all lenders offer short sales?
Short Sale Law

Do I have to try to modify my loan and be turned down before I can short sell my house?
Short Sale Law

Do I have to use a real estate agent to do a short sale?
Short Sale Law

During the short sale negotiation, is there a way to get the lender to repair my credit by reporting no late payments?
Short Sale Law

How long does a short sale take?
Short Sale Law

How much of a hit will my credit take after a short sale and how long will that last?
Short Sale Law

How will my real estate agent know what to list the property for in a short sale?
Short Sale Law

If a lender agrees to a deed-in-lieu of foreclosure, can the lender still try to come after me for any deficiency.
Short Sale Law

If a lender approves a short sale, will the deficiency automatically be written off by the lender?
Short Sale Law

If a lender does not agree to write of the deficiency in a short sale, what happens?
Short Sale Law

If I have a primary residence short sale, will a 1099 be issued for the short sale deficiency?
Short Sale Law

If I have an IRS lien will I be able to do a short sale?
Short Sale Law

If I receive a 1099 from a short sale of a primary residence, must I pay taxes on the gain or is there an exemption?
Short Sale Law

If I short sell a principal residence and the lender writes off the deficiency, must the lender issue a 1099?
Short Sale Law

Is it possible to do a short sale of investment property?
Short Sale Law

My short sale approval letter states the lender will release its lien rights. What does that mean?
Short Sale Law

My wife and I are on the mortgage, but only I signed the note. Will a short sale or foreclosure hurt my wife's credit?
Short Sale Law

Should I run up my credit cards to make my financial situation look worse?
Short Sale Law

What constitutes a hardship in the eyes of short sale lenders and do I need to have a true hardship to short sell?
Short Sale Law

What does a lender need to see to consider me for a short sale?
Short Sale Law

What does it mean when people say Florida is a recourse state?
Short Sale Law

What if I cannot find a buyer for my property, will the bank just take it back without going through foreclosure?
Short Sale Law

What is a deed-in-lieu of foreclosure?
Short Sale Law

What is a short sale deficiency and what does it mean to waive deficiency rights?
Short Sale Law

What is a short sale?
Short Sale Law

What is the HAFA program my lender keeps talking about?
Short Sale Law

Will a short sale also take care of my past due association dues?
Short Sale Law

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Law Firm Info

Hathaway & Reynolds, PA
http://www.hrpalaw.com

50 A1A North, Suite 108
Ponte Vedra Beach, Florida 32082

(904) 342-6657

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