What is a No-Fault Accident?

A no-fault accident in Arizona is a type of automobile accident in which neither driver is held liable for the damages or injuries caused by the accident. This type of accident is based on a state law that states no one is to blame or will be held liable for the damages or injuries caused in the accident. In the event of a no-fault accident, each individual damaged in the accident is responsible for their own damages. In Arizona, no-fault insurance is required for all drivers. This insurance covers medical expenses, lost wages, and other costs related to the accident. Even if a driver is not found responsible for the accident, they are still entitled to insurance benefits. In a no-fault accident, the at-fault party does not need to be determined and no driver will have to pay for the damages or injuries caused by the accident. Because of this, drivers in Arizona have more financial security in the event of a no-fault accident. A no-fault accident in Arizona is not without its limits, however. In the event of serious injury or death, the victims may be able to seek damages from the at-fault party beyond what their insurance covers. Additionally, if a driver is found to be recklessly negligent or grossly negligent, they may be held liable for damages.

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What is a No-Fault Accident?

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