What is liability insurance?

Liability insurance is a type of insurance policy that provides protection from financial losses resulting from legal claims. In the context of accident law in Hawaii, liability insurance can be used to cover the costs associated with property damages and personal injuries resulting from an accident. For example, if someone is involved in a car accident in Hawaii and is determined to be liable, the liability insurance policy may be used to cover the costs of repairs to the other party’s vehicle, medical bills associated with the other party’s injuries, and, in some cases, legal fees or punitive damages. When purchasing an auto insurance policy in Hawaii, it is highly recommended that you select a policy with liability insurance. Hawaii requires certain levels of liability insurance coverage, and failure to comply with these requirements can result in hefty fines and other penalties. It is important to note that liability insurance does not cover the cost of repairing your own vehicle or paying for your own medical bills. To cover these costs, you may need to purchase collision and comprehensive coverage. Overall, liability insurance is an invaluable asset when it comes to accident law in Hawaii. It can provide financial protection from significant losses associated with legal claims stemming from an accident.

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