What is an insurance adjuster?

An insurance adjuster is a person who works for an insurance company to evaluate claims made by policyholders. They are responsible for investigating and determining the validity of claims made by policyholders. They also review and evaluate the financial and legal consequences of claims and recommend whether an insurance company should pay out a claim or not. In the state of Kansas, insurance adjusters are licensed by the Kansas Insurance Department. This license requires that adjusters be of good moral character and be knowledgeable in the field of insurance claims as well as accident law. In order to become licensed, adjusters must pass an exam and provide proof of work experience in the field. Adjusters also need to pass a background check in order to obtain their license. Once they have their license, they act as an intermediary in insurance claims disputes between policyholders and insurance companies. They are responsible for gathering evidence, reviewing documentation, and making sure that both parties get a fair and just resolution.

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