What is an insurance adjuster?

An insurance adjuster is a person who investigates claims made on an insurance policy. They examine the details of the accident or injury that occurred and then determine how much the insurer should pay out. They may also be in charge of deciding if the claim has merit or not. In Washington, an insurance adjuster is required to be licensed and in good standing in order to work in the field. An insurance adjuster will usually be responsible for verifying the details of the claim, estimating the cost of damages, negotiating settlements with claimants, and providing advice and guidance to the insurance company. They may also conduct investigations and interviews in order to provide an accurate assessment of the claim. In Washington, insurance adjusters are also responsible for providing fair and honest service to claimants. They must also consider all relevant evidence and arguments when making their decisions. Insurance adjusters must operate in accordance with state guidelines and regulations. If an individual feels that an adjuster has acted in an unethical manner, they may contact the department of insurance in order to file a complaint.

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