What should I do if I am in an accident with an uninsured driver?
If you have been involved in an accident with an uninsured driver, there are a few steps you should take. First, make sure you and everyone else in the accident have received medical attention, if needed. Second, file a police report so there is an official record of the accident. Third, contact the Arizona Department of Insurance to report the accident and the uninsured driver. Once you have taken these steps, you can explore the options available to you to cover the damages caused by the accident. Most car insurance policies contain uninsured/underinsured motorist coverage, which can pay for up to 80% of the costs of the accident. You may also be able to file a tort claim against the driver, which would allow you to sue the driver for the costs of the accident and other damages. In Arizona, you may also be able to recover some or all of the costs of the accident through the Arizona Automobile Insurance Fund. This fund can provide up to $15,000 per person in a single accident, although this varies depending on the circumstances. Finally, it is important to speak to an attorney if you have been involved in an accident with an uninsured driver. An attorney can review the details of your accident and provide advice on the best course of action for recovering the costs associated with the accident.
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