What should I do if I am in an accident with an uninsured driver?
If you are in an accident with an uninsured driver in Hawaii, the first thing you should do is seek medical attention for any injuries you may have sustained. Once your health is taken care of, you should contact the police to file a report. When the report is filed, you should also call your insurance provider to inform them of the incident and explain that the other driver was uninsured. You will likely be required to cover the cost of repairs to your own vehicle out of pocket. You may be able to seek assistance from a lawyer or a local consumer protection agency to try to recoup these costs. If the accident was particularly serious and the other driver was at fault, you may be able to pursue legal action against them to try to recover the losses. It is important to keep in mind that you may be liable for any medical costs incurred by the other driver as a result of the accident. The other driver may have a personal injury protection policy or other protection similar to your own insurance coverage that could provide them with some assistance. In any case, it is essential to stay informed about the laws and regulations regarding accidents and uninsured drivers in Hawaii in order to ensure that you are protected and that all of your rights and obligations are being met.
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