What is subrogation?

Subrogation is a term used in Tennessee accident law. It refers to the right of an insurance provider to be compensated when it has paid out money on behalf of an insured person who has suffered an injury due to an accident. In other words, subrogation is the right for the insurance provider to ‘stand in the shoes’ of the insured person and pursue the liable party to recover the compensation for the injury or damages suffered. In some cases, this process can involve the insurance provider suing to recover the money it has already paid out to the insured person. Subrogation can also apply to the rights of other parties who have already paid out money, such as a medical provider to be compensated for the medical bills it has paid on behalf of the injured person. Subrogation is an important part of accident law in Tennessee, and insurance providers must take steps to protect their rights to subrogation. This can include filing a subrogation claim with the liable party’s insurance provider or sending a notice of subrogation to the liable party.

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What is subrogation?

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