What are no-fault benefits?

No-fault benefits are a type of insurance available to people who have been involved in accidents in Washington. No-fault benefits provide injured persons with compensation for medical expenses, lost income, and other costs associated with the accident, regardless of who caused the accident. No-fault benefits are part of Washington’s Accident Law. They are intended to reduce litigation and financial expenses for all persons involved in an accident. Instead of having to go to court to determine who was at fault for the accident, injured persons can receive compensation through their own insurance provider’s no-fault policy. No-fault benefits typically cover medical expenses and lost wages due to the accident. Other expenses such as lost future earning capacity, disability, and rehabilitation expenses may also be covered. In certain cases, funeral expenses may also be eligible for reimbursement. In order to be eligible for no-fault benefits in Washington, injured persons must provide proof of the injury and any costs associated with it. Additionally, no-fault policies in Washington have a limit on the amount of benefits an individual can receive. This limit protects insurance companies from large payouts that could lead to financial hardship.

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What are no-fault benefits?

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