What are the laws about car insurance?
In Texas, you must have a valid car insurance policy if you want to drive a vehicle. The minimum amount of car insurance that is required in Texas is $30,000 for each injured person, up to a total of $60,000 for everyone injured in an accident, and $25,000 for property damage. Additionally, you must have liability insurance. This type of car insurance will cover any bodily injury or property damage that you cause to another person. If you are caught driving without car insurance, you can face a variety of penalties. These penalties may include paying a fine, having your license and registration suspended, and even having your vehicle impounded. Other than the minimum car insurance requirements, you may want to consider getting additional coverage. Comprehensive coverage will help cover damage that your car may sustain due to theft, vandalism, or natural disasters. Collision coverage will help cover damage caused in an accident. Uninsured motorist coverage will help you if you are hit by an uninsured driver or if a hit-and-run driver injures you. It is important to remember that the type and amount of car insurance you purchase will depend on your personal needs, budget, and the type of car you have. Before deciding on a car insurance policy, it is important to compare rates from multiple companies and read the fine print to ensure you select the policy that best fits your needs.
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