What are the laws about driving without insurance?

In South Carolina, it is a crime to drive without insurance. According to law, all drivers must carry a minimum of liability insurance, which covers damage to property and medical expenses for the other person in the event of an accident. Driving without insurance is a misdemeanor offense that can result in a fine up to $550, imprisonment for up to 30 days, or both. Additionally, an uninsured driver’s license will be suspended for up to one year. It is also illegal to register a motor vehicle without providing proof of insurance. To register a vehicle, an individual must provide a valid insurance card from an insurer licensed to do business in South Carolina that states the vehicle is covered by liability insurance. Without proof of insurance, the vehicle cannot be registered. If a driver is involved in an accident and does not have any insurance, the driver can be held financially responsible for any damages they cause. This means that the driver may be required to pay out of pocket for any property damage, medical expenses, or other costs covered by insurance. For this reason, it is illegal and highly risky to drive without insurance.

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