What debts are dischargeable in bankruptcy?

In Rhode Island, certain debts are dischargeable in bankruptcy. This means that the debtor is not required to pay the debt and it is no longer legally enforceable by the creditor. These debts may include medical bills, credit card charges, and other unsecured debts. Bankruptcy does not, however, discharge debts such as child support and alimony payments, student loans, and most taxes. Additionally, a creditor can object to the discharge of certain debts, such as if the debtor charges luxury items on a credit card within the three months before filing for bankruptcy or if the debtor attempts to defraud the creditor. When filing for bankruptcy in Rhode Island, it is important to know which debts can be discharged and which cannot. Bankruptcy can help reduce or eliminate some debts, such as credit card balances, medical bills, and some types of personal loans. It is important to note, however, that certain debts such as child support and alimony payments, student loans, and most taxes cannot be discharged. The debtor is still responsible for repaying these debts, even with a bankruptcy filing. Furthermore, a creditor can object to the discharge of certain debts, and the debtor will still be responsible for repaying those debts.

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What debts are dischargeable in bankruptcy?

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