Which debts cannot be discharged in bankruptcy?

In Florida, certain debts cannot be discharged in bankruptcy. This generally includes debts incurred through fraud, most student loans, alimony and child support, certain taxes, and debt incurred through personal injury resulting from drunk driving. Debts obtained through fraud generally cannot be discharged. This means that if you have taken out a loan or acquired debt through any kind of false representation, fraud, or false pretenses, then the debt may not be discharged in bankruptcy. In addition, most student loans cannot be discharged in bankruptcy. This applies to both federal and private loans, with some exceptions for special circumstances, such as if the repayment of the loan would cause an undue hardship for the debtor. Debts for alimony and child support may also not be discharged in bankruptcy. The law requires debtors to pay these debts and they will not be eliminated when filing for bankruptcy. Certain taxes may also not be discharged. This includes taxes that are less than three years old and taxes that resulted from fraudulent activities or a willful attempt to evade taxes. Finally, debt incurred through personal injury resulting from drunk driving may not be discharged in bankruptcy. This is because the law views this kind of debt as a moral obligation owed by the debtor, who has acted negligently and caused injury to another person.

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