Which debts cannot be discharged in bankruptcy?
In Hawaii, certain debts cannot be discharged in bankruptcy. These include child support, alimony, most student loan debts, most taxes, and most criminal fines and restitution. Child support and alimony cannot be discharged in bankruptcy. This is because the court views them as priority debts and takes precedence over all other debts. In Hawaii, these obligations must be taken care of and paid in full before any other debts can be discharged. Most student loan debts cannot be discharged in bankruptcy either. Even if a bankrupt individual is unable to pay their student loan debt, the lender can still pursue other forms of collection. Some exceptions allow for student loan debt discharges, but only if it can be proven that repayment of the debt would be an undue hardship. Taxes owed cannot be discharged in bankruptcy either. Federal taxes, state taxes, and taxes owed to cities and counties cannot be discharged. This is because they are considered priority debts and must be paid before any other debts can be discharged. Most criminal fines and restitution also cannot be discharged in bankruptcy. This is because the court considers these debts to be priority and must be paid in full. In summary, certain debts cannot be discharged in bankruptcy in Hawaii. These include child support, alimony, most student loan debts, most taxes, and most criminal fines and restitution. It is important to remember that these debts should be paid before any other debts in order to avoid bankruptcy.
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