Which debts cannot be discharged in bankruptcy?

In Indiana, there are certain debts that cannot be discharged in bankruptcy. These debts include most taxes, child support, alimony, student loans, and debts incurred through fraud. Additionally, debts resulting from personal injury caused by the debtor while operating a motor vehicle while intoxicated cannot be discharged. Lastly, debts that arise from criminal activity and restitution are also non-dischargeable. Taxes are a major debt that is generally not eligible for discharge in bankruptcy. These include income taxes, sales taxes, property taxes, and other taxes that were due within 3 years before filing bankruptcy. Child support and alimony are also non-dischargeable debts in the state of Indiana. These debts are considered top priority and must be paid to the receiver. Additionally, student loans are among the non-dischargeable debts in Indiana. These loans must be paid in full although the court may set up a repayment plan. Debts resulting from fraud, such as lying on a loan application, are also non-dischargeable in the state of Indiana. This is because these types of debts are considered unlawful and the debtor cannot use bankruptcy to rid themselves of such debt. Lastly, debts that result from criminal activity or restitution cannot be discharged. These include fines ordered by the court, restitution to victims of a crime, and court costs. In short, any debts that are deemed unlawful are non-dischargeable. Overall, it is important to understand what debts are not eligible for discharge when filing for bankruptcy in the state of Indiana. Knowing these non-dischargeable debts can save the debtor from incurring more debt in the long run.

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Which debts cannot be discharged in bankruptcy?

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