Which debts cannot be discharged in bankruptcy?

When filing for bankruptcy in Maryland, there are certain debts that are not eligible for being discharged. Generally, these are debts that are deemed non-dischargeable due to public policy reasons. Such debts include current taxes, child support or alimony payments, student loan debt, government-funded fines and penalties, and some civil judgments involving cases of fraud or intentional injury. In addition, while medical bills and credit card debt are eligible for discharge, the associated fees and interest that may be attached to the original debt may not be. This applies to items like late fees, over-limit fees and higher interest rates that may have been applied to an existing debt, but not the debt itself. It is important to note that bankruptcy is designed to provide honest debtors with a fresh financial start, and it should not be used to deliberately evade paying debts. If debtors attempt to hide assets or commit fraud in the process of filing for bankruptcy, they may be subject to prosecution and may not be able to have their debts discharged.

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