Which debts cannot be discharged in bankruptcy?

In Rhode Island, there are some debts that cannot be discharged in bankruptcy. These debts include child support and alimony, student loans, most taxes, debts from fraud and criminal activities, and certain debts for personal injury caused by someone while under the influence of alcohol or drugs. Child support and alimony are court-ordered payments that must be made regardless of the bankruptcy filing. Student loans are also not eligible for discharge under bankruptcy laws. Any taxes due to the government, such as income taxes, sales taxes, and excise taxes, cannot be discharged either. Additionally, most debts that were incurred through fraud or criminal activity are not eligible for discharge. In terms of personal injury, if someone caused injury to another while under the influence of alcohol or drugs, those debts cannot be discharged. In Rhode Island, creditors can challenge the discharge of any of these non-dischargeable debts, so it is important for debtors to be aware of the risk of creditors challenging their bankruptcy. Overall, it is important to know that some types of debt can not be discharged in a bankruptcy filing in Rhode Island. It is also important to be aware of creditors who may try to contest the discharge of those debts. If you are considering filing for bankruptcy, it is important to speak with a knowledgeable attorney who can help guide you through the process.

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