Which debts cannot be discharged in bankruptcy?

In West Virginia, there are certain debts that are not dischargeable in bankruptcy. These include most taxes owed to the Internal Revenue Service, student loans, debts for fraud or misrepresentation, most alimony and child support payments, some court fines and penalties, and most debts related to drunken driving or reckless driving. Additionally, any debts not listed on the bankruptcy petition will not be discharged. In addition to these, recent changes to the bankruptcy law mean that certain kinds of debt are not dischargeable, even if you list them on your bankruptcy forms. This includes any debt from a loan for which you pledged property as collateral, such as a mortgage loan or car loan, any debts incurred within two months of filing for bankruptcy, or any debts incurred from intentional injury to another person or property. Even if some debt is not dischargeable in bankruptcy, it can still be paid off or discharged in a separate repayment agreement. This means that creditors may be willing to negotiate a lower payment or a longer repayment schedule in exchange for payment of some of the debt. It is important to talk to an experienced bankruptcy attorney in West Virginia to review all of your options and find the best possible option for your financial situation. This way, you can be sure that you are aware of all the loans and debts you have and the necessary steps to take care of them.

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Which debts cannot be discharged in bankruptcy?

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