How much does it cost to file for bankruptcy?

In Texas, the cost to file for bankruptcy depends largely on the type of bankruptcy petition you decide to file. Generally, filing for Chapter 7 will cost you between $335 and $345, while filing for Chapter 13 will cost between $310 and $320. Additionally, most bankruptcy attorneys in Texas charge an hourly rate to help you correctly file your bankruptcy petition. While it is not required to hire an attorney, it is highly recommended for those considering filing for bankruptcy. In addition to the court fee, those filing for bankruptcy in Texas may be responsible for additional, one-time costs such as credit counseling and debtor education courses, which may cost up to $100. Other fees you may be required to pay include a filing fee for forms to be submitted to the court and a fee for your bankruptcy trustee. Generally, the total cost to file for bankruptcy in Texas is between $800 and $1,500. It is important to note that some people may qualify for a fee waiver in certain cases, allowing them to file without paying the bankruptcy filing fee. Whether or not you qualify for a fee waiver will be determined by your household income and the number of people living in your home.

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