Do I need to list all of my debts when filing for bankruptcy?

Yes, you need to list all of your debts when filing for bankruptcy in Hawaii. This is important because the bankruptcy court will review your list of debts and decide how much of each debt can be discharged. Without a complete list of all your debts, the court may not be able to make the best decisions for you. When filing for bankruptcy in Hawaii, you must list all of your debts, even those you want to pay off. This includes mortgage payments, student and auto loans, credit card debt, medical bills, and other debts. You must also list any co-signed debts, joint debts, and tax debts. In addition, you must provide all of the details for each debt, including the creditor’s name, the total amount of the debt, the interest rate, and when the debt was opened. Any debt that was secured with collateral, such as a house or car, must also be included in the list. Finally, it is important to list all of your creditors, even if you don’t think you owe them any money. This is because some creditors may not be aware that you have filed for bankruptcy and may continue to try to collect on the debt. By listing all of your creditors, you will be better protected from unnecessary collection attempts.

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