Can I discharge student loan debt through bankruptcy?

In Massachusetts, the answer to whether student loan debt can be discharged through bankruptcy is not a simple yes or no. Generally speaking, student loans are not eligible for discharge, but there are some cases in which they can be. In order to be eligible for discharge, the student loan debt must have been taken out at least 5 years ago and the debtor must have made a good faith effort to repay the loans. Furthermore, the debtor must be able to prove that repaying the loans would result in an undue hardship, such as a long-term illness or disability. Even then, the discharge may only apply to certain types of student loans. Further complicating things is the fact that the bankruptcy laws in Massachusetts differ from those of other states. In addition to the federal laws, Massachusetts has their own set of regulations and processes for filing for bankruptcy and it is important to be aware of them before attempting to discharge any student loan debt. Ultimately, whether student loan debt can be discharged through bankruptcy in Massachusetts depends on the particular circumstances and whether the debtor meets the qualifications set forth in the laws. It is best to consult with an attorney who is knowledgeable in bankruptcy law before making any decisions.

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Can I discharge student loan debt through bankruptcy?

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