Can I discharge student loan debt through bankruptcy?

In the state of Wisconsin, discharging student loan debt through bankruptcy is generally not possible. Student loan debt cannot be discharged in bankruptcy under most circumstances. Student loans mostly fall under federal law and federal law does not allow student loans to be discharged unless the debtor can make a strong argument that their student loans present an “undue hardship”. Furthermore, even if the debtor was able to make this argument, in order to discharge student loan debt, the debtor must complete a process known as an “adversary proceeding” which can be both expensive and time consuming. In summary, in the state of Wisconsin, it is usually not possible to discharge student loan debt through bankruptcy. The debtor must make a strong argument that their student loan presents an “undue hardship” and must complete the lengthy and expensive adversary proceeding. If the debtor is unable to do this, they will not be able to discharge their student loan debt through bankruptcy.

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Can I discharge student loan debt through bankruptcy?

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