Will bankruptcy stop wage garnishment?

Yes, declaring bankruptcy can stop wage garnishment in California. When a person declares bankruptcy and is granted a bankruptcy discharge, many creditors are prohibited from continuing their collections efforts, and wage garnishment is no exception. Under California’s Bankruptcy Code § 524, wage garnishment is a prohibited act when a debtor has filed for bankruptcy. This prohibits the creditor from continuing their actions to collect on the debt. The creditor is also prohibited from attempting to collect the debt from the debtor’s employer as well. This effectively stops the wage garnishment. In addition to this prohibition, the bankruptcy discharge stops the creditor from continuing to attempt to collect on the debt. This means the creditor cannot take legal action such as filing suits or garnishing wages to collect on the debt. Furthermore, the bankruptcy discharge eliminates the obligation to repay the debt, making it completely uncollectible. In conclusion, bankruptcy can stop wage garnishment in California. Once a person declares bankruptcy and is granted a bankruptcy discharge, many creditors are prohibited from continuing their collections efforts, including wage garnishment. Additionally, the bankruptcy discharge eliminates the debtor’s obligation to repay the debt, preventing the creditor from taking any legal action to collect it.

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Will bankruptcy stop wage garnishment?

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