Will bankruptcy stop wage garnishment?

Yes, bankruptcy can stop wage garnishment in Hawaii. Whenever a person files for bankruptcy in Hawaii, they are afforded certain protections and privileges. These include the protection of the Automatic Stay, which protects debtors from debt collection activities, such as wage garnishment. Specifically, upon filing for bankruptcy, the Automatic Stay blocks all creditors from garnishing wages, attempting to collect money, suing you, or doing anything else to collect a debt. This provides invaluable relief to those who are being harassed by debt collectors. However, it is important to note that the Automatic Stay is only a temporary solution, and that the stay will eventually be lifted by the court. This means that creditors and debt collectors can then resume their attempts to collect the debt. Therefore, it is important for individuals who have filed for bankruptcy to take steps to ensure that their debts are paid off and that creditors will not pursue them to collect their debt. In addition, wage garnishment can be stopped by reaffirming a debt. This process involves signing a contract that affirms your responsibility to repay a particular debt and agreeing to the terms of repayment. By reaffirming a debt, it can no longer be subject to wage garnishment. Overall, bankruptcy can provide debtors in Hawaii with relief from wage garnishment, however, it is only temporary and must be accompanied by other measures to ensure that the debt is paid off. Taking these steps will ensure that debtors are well-protected and can move on with their lives.

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