Will bankruptcy stop wage garnishment?

Yes, bankruptcy can stop wage garnishment in Kansas. Filing for bankruptcy is one of the most common ways to get out of debt and stop wage garnishment. In Kansas, there are two types of bankruptcy: Chapter 7 and Chapter 13. Chapter 7 bankruptcy allows filers to discharge most of their debt and may stop wage garnishment immediately. Chapter 13 bankruptcy requires filers to pay back some or all of their debt over a three- to five-year period. This type of bankruptcy can stop wage garnishment as soon as the repayment plan is established. Regardless of the type of bankruptcy, filing for bankruptcy will stop creditors from taking further action against the filer, including wage garnishment. In addition to stopping wage garnishment, bankruptcy can also stop collection efforts, lawsuits, foreclosures, repossessions, and more. It’s important to remember that filing for bankruptcy should only be considered as a last resort. Before filing for bankruptcy, individuals should seek credit counseling and determine other means of debt relief. For those individuals who do decide to file for bankruptcy, it is important to understand the process and the potential consequences. Individuals should consult an attorney to make sure they are taking the right steps and understand all of their legal rights.

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Will bankruptcy stop wage garnishment?

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