Is bankruptcy a public record?

Yes, bankruptcy is a public record in Massachusetts. When a person files for bankruptcy, their financial information becomes a matter of public record. This information includes a list of all the creditors to whom the person owes money, as well as their available assets and income. Any creditor that has extended credit to the filer can also request a copy of the person’s bankruptcy filing. Additionally, all bankruptcy filings in Massachusetts must be submitted to the state’s Office of the US Trustee. This office then makes the information available to the public. This means that anyone can access a person’s bankruptcy filing with a simple online search. As a result, it can be difficult to keep a person’s financial struggles private. Furthermore, any bankruptcy filing is a matter of public record for at least ten years. This means that for a decade, any potential creditors, employers, or other interested parties can access the information on the bankruptcy filing. Therefore, it is important to remember that filing for bankruptcy in Massachusetts is not a private matter and the information can be accessed by anyone.

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Is bankruptcy a public record?

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