Is bankruptcy a public record?

Yes, bankruptcy is a public record in Rhode Island. When someone files for bankruptcy, the information is entered into a public court record. This includes the petitioner’s name, date of filing, and the type of bankruptcy they have filed. These records are then made available to the public. In Rhode Island, anyone can access public records related to bankruptcy filings. This can be done online or in the courthouse. People can search for a particular individual’s bankruptcy filing, or search for all bankruptcy filings in a particular court district. In addition to the public’s access to this information, credit reporting agencies are also able to pull bankruptcy records from the court system. This information can then be used in credit decisions and determining a person’s credit score. Although bankruptcy is a public record in Rhode Island, a person’s personal information is still protected in the sense that it is not published publicly. Most individuals will not have access to the personal information that is included in the filing, such as financial statements or tax returns. This information can only be accessed by the court and by individuals that are listed on the filing.

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