Is bankruptcy a public record?
Yes, bankruptcy is a public record in Wisconsin. This means that anyone can access records related to an individual’s bankruptcy filing, such as the name of the person filing, the type of bankruptcy, and the date of filing. Additionally, the assets and debts listed on the filing are a public record. In Wisconsin, the courts maintain the public records related to bankruptcy filings. To get access to these records, you need to either contact the court’s bankruptcy division or visit the court in person. Depending on the circumstances, you may need to pay a fee. It’s important to note that bankruptcy records are available to the public for only a certain period of time. In Wisconsin, bankruptcies over seven years old will not be accessible. This is because the records are sealed by the court after seven years. Although bankruptcy records are public, they are not as widely publicly available as other court records because of the seven-year seal. However, the information contained in the records can still be used by creditors in order to make decisions on loan or credit applications. In summary, bankruptcy is a public record in Wisconsin, meaning anyone can access records related to it. The records are maintained by the courts and can be accessed either through contacting the bankruptcy division of a court or visiting the court in person. Furthermore, the records are sealed after seven years.
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