Can I file for bankruptcy to stop creditor harassment?

Yes, you can file for bankruptcy to stop creditor harassment in Massachusetts. Bankruptcy is a legal process that allows individuals and businesses to restructure their debt and get a fresh financial start. When you file for bankruptcy, a court order is issued called an “Automatic Stay” which stops all collection activities, including creditor harassment, by your creditors. In Massachusetts, once you file for bankruptcy, all creditors must stop any attempts to collect debts from you. This includes stopping any phone calls, letters, lawsuits, or other collection activities. Additionally, under federal law, creditors cannot even call you at work. This protection is available as soon as you file for bankruptcy, and lasts until your bankruptcy case is closed or dismissed. It is important to note that filing for bankruptcy will not necessarily get rid of all of your debts. Certain debts, such as student loans, alimony, child support, and certain taxes may not be discharged in bankruptcy. However, it can still be a useful tool to stop creditor harassment and get your finances back on track.

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Can I file for bankruptcy to stop creditor harassment?

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