How often can I file for bankruptcy?

In Nebraska, you can file for bankruptcy only once per six years. However, if you previously filed Chapter 13, you may be able to file Chapter 7 after four years. It is important to understand that filing for bankruptcy will not erase all of your debts. Some debts, including student loans, may be unable to be discharged. Additionally, any debts that you do not list in your bankruptcy filing will still be owed. It is also important to note that filing for bankruptcy will have a devastating effect on your credit score. This type of debt relief will stay on your record for up to ten years. During this period, you may find it difficult to secure further credit. Before you file for bankruptcy, it may be a good idea to seek the advice of a financial advisor or bankruptcy attorney. They can help you understand all of your options and make sure you are taking the best possible approach to manage your debt. Bankruptcy is always the last resort and should be seen as a way to gain relief from debt, not a way out of it. Before making this significant decision, make sure you have considered all other options available to you.

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How often can I file for bankruptcy?

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