Is there a deadline for filing for bankruptcy?

In Washington State, the deadline for filing for bankruptcy is determined by the type of filing you are making. The most common filing, Chapter 7, is a liquidation process that eliminates most types of debt. Generally, this type of filing must be made within 90 days of incurring the debt that is to be discharged. Chapter 13, also known as a wage earner’s plan, is a repayment plan over a 3-5 year period. This type of filing must be made within 180 days of incurring the debt that is to be discharged. It is important to note that, while the majority of cases are handled in the usual time frame, there are exceptions to this, so it’s important to speak with an attorney if you feel your circumstances require it. In addition, the filing deadlines for bankruptcy in Washington State may change, so it’s important to stay up to date and check for any changes with the court. If you are thinking about filing for bankruptcy in Washington State, it’s important that you contact an attorney as soon as possible in order to review your options and ensure that you meet the filing deadlines. An attorney can help you make the best decisions for your financial future and provide valuable advice to get you through the process.

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