How do I convert my bankruptcy case from a Chapter 7 to a Chapter 13?

If you are a resident of Mississippi and you have decided to convert your bankruptcy case from a Chapter 7 to a Chapter 13, you must first meet certain eligibility requirements. In order to do this, you must not have previously filed a bankruptcy petition within the last 180 days, and you must have suffered a financial crisis, such as a job loss or a major medical expense. Once you have met these requirements, you can then take the necessary steps to file a petition to convert your bankruptcy case from a Chapter 7 to a Chapter 13. This process begins with filing a Petition for Conversion of Bankruptcy. This document notifies the court of your intent to convert and outlines the reasons for this decision. After this is filed, you will then have to submit additional documents, such as a Statement of Financial Affairs, Schedules of Assets and Liabilities, and a Chapter 13 Plan. Once all the necessary documents are submitted, the court will review and determine whether or not to accept the conversion. If the court approves the conversion, you will no longer be in a Chapter 7 and will be subject to the provisions of a Chapter 13 bankruptcy. Converting your bankruptcy case from a Chapter 7 to a Chapter 13 is a significant decision and should be done only after careful consideration. It is important to get assistance from an experienced bankruptcy attorney to ensure the process is handled correctly and your legal rights are protected.

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