How do I convert my bankruptcy case from a Chapter 7 to a Chapter 13?

In order to convert a bankruptcy case from a Chapter 7 filing to a Chapter 13 filing, the debtor must submit a formal motion to the court in which the bankruptcy case was first filed. The motion should contain all relevant information, including the reasons for the request to convert the case from Chapter 7 to Chapter 13. Depending on the court, the debtor may also be required to attend a hearing to explain why they wish to convert the bankruptcy case. Once the motion is filed and granted, the court will notify the trustee of the bankruptcy case and the debtor will be required to complete additional paperwork to complete the conversion. This paperwork includes a new repayment plan, income and expenses documentation, proof of income, and a statement of current monthly income. The debtor is also required to complete a credit counseling course and a financial management course before the conversion can be completed. These courses are designed to help the debtor understand the new repayment plan and how to budget and manage their finances in the future. Once the debtor has completed these additional steps, the court will issue a final order to convert the case from Chapter 7 to Chapter 13. After this is done, the debtor will formally be filing under Chapter 13 and will be responsible for making the required payments according to their new repayment plan.

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How do I convert my bankruptcy case from a Chapter 7 to a Chapter 13?

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