Are there any debts that cannot be discharged in bankruptcy?

Yes, there are certain debts that cannot be discharged in bankruptcy in Pennsylvania. These include obligations like child support, alimony, taxes, student loans, and criminal fines. Additionally, certain debts stemming from fraudulent behavior, such as embezzlement or larceny, are not dischargeable. Other debts that cannot be discharged in bankruptcy include debts incurred through luxury purchases or cash advances of more than $675 within 90 days before filing for bankruptcy, as well as debts for personal injury or death caused by driving while under the influence. In addition to the above, debts incurred through false statements made on credit applications or from debts related to fraud or misrepresentation are not eligible for discharge. Lastly, bankruptcy does not absolve someone from paying restitution, or money paid to the victim of a tort or crime, or the repayment of money obtained under false pretenses. Overall, the debts that cannot be discharged in bankruptcy in Pennsylvania are designed to protect creditors from being taken advantage of and to promote honesty in financial matters. It is important to understand that declaring bankruptcy does not completely eliminate all debts but only certain debts and that certain debts, such as those listed above, will survive and must still be repaid.

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