What is the meaning of a bankruptcy discharge?
A bankruptcy discharge is a legal order that is issued by the court once a debtor has fulfilled the requirements of their bankruptcy case. This order permanently relieves the debtor of their obligation to pay any of their dischargeable debts, even if they had yet to make any payments on them. This discharge is granted by the court when the debtor is either ineligible or ineligible, but has completed all of the court-mandated requirements that were part of their bankruptcy plan. A bankruptcy discharge is an important part of the bankruptcy process, as it prevents a debtor from being liable for any of their dischargeable debts. In Delaware, the court will issue a discharge once the debtor has completed all of the required payments and proceedings in their bankruptcy case. This includes the confirmation of their repayment plan by the court, and the completion of any debt counseling classes that were part of the plan. Once the discharge is issued, the debtor is no longer legally obligated to make any payment on their discharged debt. This protection applies even to those creditors that may not have received any payments through the plan or may not have filed a proof of claim. Although creditors can still pursue collection efforts, including litigation and garnishments, a bankruptcy discharge makes it much more difficult for them to do so.
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