What is the meaning of a bankruptcy discharge?

A bankruptcy discharge is a court order that relieves a person who has filed bankruptcy from their legal obligation to repay any remaining debts. This order is given by a judge to a person after they have completed all of their required bankruptcy duties, such as providing information about their financial situation and attending credit counseling and debt repayment courses. After a discharge is granted, the person no longer has to pay any of the debts listed in the bankruptcy and those creditors can no longer try to collect from the debtor. In Kansas, a bankruptcy discharge can be granted for both Chapter 7 and Chapter 13 bankruptcies. A discharge releases the debtor from personal liability for the debts. This means that creditors can no longer take any collection actions against the debtor, such as sending collection notices, calling the debtor, or filing a lawsuit. The debtor is also no longer required to make any payments on the debts listed in the bankruptcy. A discharge in bankruptcy will also help improve the debtor’s credit score over time. This is because the debt and the associated late payments will no longer affect the debtor’s credit report. It is important for a debtor to continue to make payments on time and pay any taxes or other remaining debts to maintain a good credit score.

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What is the meaning of a bankruptcy discharge?

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