How often can I receive a bankruptcy discharge?

In Delaware, you may receive a bankruptcy discharge once every eight years if filing a Chapter 7 bankruptcy, or once every two years when filing a Chapter 13 bankruptcy. However, there are certain exceptions to this rule. When filing Chapter 7, you may be able to receive a discharge more often than once every eight years if certain qualifications are met. For example, if you paid at least 70% of the unsecured debt in your previous bankruptcy, or if you have experienced a significant change in your financial situation since your last bankruptcy, you may be able to receive a new bankruptcy discharge more frequently than the eight-year period. When filing Chapter 13, you may be able to receive a discharge in less than two years if you have successfully completed all the payments in your repayment plan and meet all the other requirements. Additionally, if you have experienced a significant change in your financial situation since your last bankruptcy, you may be able to receive a new bankruptcy discharge more frequently than the two-year period. Ultimately, whether or not you can receive a bankruptcy discharge more often than the standard requirement depends on your specific circumstances. It is best to consult with a bankruptcy lawyer in Delaware to determine the best course of action for your specific situation.

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How often can I receive a bankruptcy discharge?

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