How often can I receive a bankruptcy discharge?

In Kansas, you can typically receive a bankruptcy discharge every eight years. If you file a Chapter 7 bankruptcy, you must wait eight years from the date of your previous discharge to receive another discharge. If you filed a Chapter 13 bankruptcy, you must wait six years from the date of your previous discharge to receive another. It is important to understand that while you may receive a discharge of your debts, filing for bankruptcy does not necessarily mean that all of your debts will be erased. Many types of debts are not dischargeable, such as student loan debt and court-ordered debts (such as child support payments). Additionally, if you have a high balance on a secured loan, such as a mortgage or car loan, you may not be able to keep the collateral (the home or car) if you don’t make arrangements with the lender to pay the debt. If you are considering filing for bankruptcy, it is important that you consult with an experienced bankruptcy attorney to ensure that you are aware of all of the potential consequences of filing. An experienced bankruptcy attorney can help you understand how often you can receive a bankruptcy discharge as well as the potential impacts of filing for bankruptcy.

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How often can I receive a bankruptcy discharge?

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