How long do I have to wait before I can file for bankruptcy again?

In Colorado, the time between filing for bankruptcy depends on the type of bankruptcy filed. If you previously filed for a Chapter 7 bankruptcy, you must wait 8 years from the date the prior bankruptcy was discharged to file for another Chapter 7 bankruptcy. If you filed a Chapter 13 bankruptcy, you must wait 2 years after the date the prior Chapter 13 bankruptcy was discharged to file a Chapter 13 bankruptcy again. For both types of bankruptcy, you can file for a different type of bankruptcy before the 8- or 2-year waiting periods. For example, if you previously filed for a Chapter 7 bankruptcy, you can file for a Chapter 13 bankruptcy 6 years after the date the prior Chapter 7 bankruptcy was discharged. Before you consider filing for bankruptcy, it’s important to note that bankruptcy is a serious financial decision that can have a long-term impact on your credit score and future economic prospects. Therefore, consult with a financial advisor to determine if bankruptcy is your best option. Additionally, make sure to speak with a bankruptcy attorney to ensure that you understand the process and comply with the necessary laws and regulations.

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How long do I have to wait before I can file for bankruptcy again?

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