How long do I have to wait before I can file for bankruptcy again?
The amount of time you have to wait before you can file for bankruptcy again in the District of Columbia depends on what type of bankruptcy you are filing. Generally, if you filed for Chapter 7 bankruptcy, you must wait eight years from the filing date of your last case before you can file again. However, you can sometimes file again sooner if you have special circumstances. If you are filing for Chapter 13 bankruptcy, you must wait six years from the filing date of your case before you can file again. Again, there may be some special circumstances in which you can file sooner. If you have previously filed for Chapter 7 and now you would like to file for Chapter 13, the time you must wait to file the new bankruptcy depends on the circumstances of your case. Generally, you must wait four years from the filing date of your Chapter 7 case before you can file for Chapter 13. Keep in mind that it is possible to have multiple bankruptcies, so you may be able to file for a different Chapter of bankruptcy at the same time or even a second or third bankruptcy. However, it is best to consult a bankruptcy attorney so that you understand your rights and responsibilities for filing a new bankruptcy.
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