How long do I have to wait before I can file for bankruptcy again?

In Hawaii, the waiting period to file for bankruptcy again depends on the type of bankruptcy you are filing. If you have filed for Chapter 7 bankruptcy, then you must wait at least 8 years before filing again. This means that your bankruptcy discharge must have occurred 8 years before you can file again. If you have previously filed for Chapter 13 bankruptcy, then you must wait 6 years before filing again. This means that 6 years must have passed since the completion of the Chapter 13 repayment plan before you can file again. In addition, if you have been discharged from a prior bankruptcy and the case has been closed, then you cannot file again until the court order has expired. In Hawaii, the court order expires after 180 days. It is important to keep in mind that filing for bankruptcy more than once can have a negative impact on your credit score and make it harder to obtain loans in the future. Therefore, it is recommended to seek the advice of a bankruptcy attorney before filing again.

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How long do I have to wait before I can file for bankruptcy again?

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