How long do I have to wait before I can file for bankruptcy again?
The amount of time you must wait before filing for bankruptcy in Mississippi depends on the type of bankruptcy you are filing for. If you are filing for Chapter 7 bankruptcy, which is the most common type of bankruptcy, you must wait 8 years from the date you filed for your last Chapter 7 bankruptcy before you can file again for a Chapter 7 bankruptcy. If you previously filed for a Chapter 13 bankruptcy, then you must wait 6 years from the date that you filed for your last Chapter 13 bankruptcy before you can file again for a Chapter 13 bankruptcy. For Chapter 11 bankruptcy, in which businesses can reorganize their debts, there is no limit on how long you must wait before filing another case. However, you must have the court’s approval in order to file Chapter 11 bankruptcy again. No matter which type of bankruptcy you are filing for, you must not have been granted a discharge of debt in the bankruptcy that you previously filed. In addition, you must have kept up with your post-bankruptcy filing duties, such as filing all necessary tax returns and making all required payments, before you can file for bankruptcy again. If you have questions about the length of time you must wait before filing for bankruptcy again in Mississippi, it is a good idea to consult an experienced bankruptcy attorney.
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