What is considered a non-dischargeable debt?

Non-dischargeable debt is a type of debt that cannot be eliminated or forgiven by filing for bankruptcy in the District of Columbia. This type of debt must still be paid by the person who has filed for bankruptcy. Common examples of non-dischargeable debt include child support payments, alimony, most taxes, student loans, and certain types of fines or penalties. When filing for bankruptcy in the District of Columbia, bankruptcy forms will ask the filer to provide information about their non-dischargeable debts. These must be listed in the filing and cannot be discharged. In some cases, a person may be able to negotiate a payment plan or other arrangement with their creditors in order to make repayment easier, but they still cannot have the debt eliminated. Non-dischargeable debt will also affect a person’s credit score, which should be taken into account when deciding to file for bankruptcy. Depending on the amount of non-dischargeable debt and the length of time it has been unpaid, the credit score could be reduced significantly. For this reason, it is important for a person considering bankruptcy to be fully aware of how much non-dischargeable debt they have and the impact it can have on their credit score.

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What is considered a non-dischargeable debt?

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