What is considered a non-dischargeable debt?

Non-dischargeable debts are debts that cannot be erased through a bankruptcy filing in Indiana. These types of debts are excluded from receiving a discharge, which is the legal term for eliminating a debt. The most common types of non-dischargeable debts in Indiana are: 1. Child support and alimony payments. 2. Some student loans and other education-related loans. 3. Taxes that are more recent than 3 years old. 4. Fraudulent debts and debts resulting from willful and malicious actions. 5. Debts incurred from a personal injury caused by the debtor’s intoxication, or from operating a motor vehicle while intoxicated. 6. Some criminal and civil court fines and restitution payments. 7. Certain debts related to taxes from the Internal Revenue Service (IRS). In some cases, these debts may be reduced or restructured, but they are rarely completely discharged. In Indiana, non-dischargeable debts usually must still be paid, regardless of the bankruptcy filing. In some cases, the debt can be paid over time as part of a repayment agreement with the creditor. This is important to consider when choosing to file for bankruptcy in Indiana.

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What is considered a non-dischargeable debt?

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