What is considered a non-dischargeable debt?

A non-dischargeable debt is a type of debt that cannot be erased through bankruptcy proceedings. Each type of bankruptcy has its own list of debts that cannot be discharged. In the state of Nebraska, debts that are not dischargeable include tax debts, spousal support or alimony, child support, student loans, and any debts from fraud or misrepresentation. Tax debts are perhaps the most commonly non-dischargeable debt. These debts include any taxes that are owed to the federal government, the state government, or any other governmental entities. Also, if the debtor has income taxes that have not been filed with the required forms, these debts are also non-dischargeable. Student loan debts are also not dischargeable. Even if the loan was taken out prior to filing for bankruptcy, and the payments have been missed, student loan debts must still be paid. All spousal support or alimony payments are non-dischargeable. This includes any payments that the debtor is obligated to pay from a previous marriage. Additionally, child support obligations cannot be discharged in bankruptcy. Finally, any debts that are the result of fraud or misrepresentation are non-dischargeable. If the debtor does something illegal or unethical in order to obtain funds, such as taking out an loan with false information, the debt associated with this activity is non-dischargeable.

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What is considered a non-dischargeable debt?

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