What is the difference between discharging and writing off a debt?

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Are there any debts that cannot be discharged in bankruptcy?
What is creditor reaffirmation?
Are there any assets that I will not be able to keep in bankruptcy?
What are the advantages and disadvantages of filing for bankruptcy?
Are there any limits to my spending during the bankruptcy process?
How can I protect co-signers from being affected by my bankruptcy?
What is the difference between a joint bankruptcy filing and an individual filing?
What will happen to my co-signers if I file for bankruptcy?
Are there any types of debt that will survive a bankruptcy discharge?
Does bankruptcy eliminate liens?

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