What is the difference between a discharge and a dismissal?

The major difference between a discharge and a dismissal in bankruptcy law in Idaho is the impact they have on the debtor. A discharge is a ruling by the bankruptcy court that releases the debtor from any legal liability of certain debts. This means that the debtor no longer has to repay those discharged debts. In certain cases, the dismissal of the case is the same as a discharge; however, in most cases, the dismissal will not provide the debtor with any relief. The dismissal of the case means that the creditors are able to proceed with collections against the debtor. Another difference between a discharge and a dismissal is the lasting effects each has for the debtor’s future. A discharge will remain on the debtor’s credit report for ten years from the date of filing, while the dismissal of the case will not remain on the debtor’s credit report. This is one of the biggest factors that someone must consider when deciding between a dismissal or a discharge in their particular bankruptcy case. In summary, a discharge is a ruling by the bankruptcy court that releases the debtor from any legal liability of certain debts, while a dismissal of the case does not provide the debtor with any relief and the creditors are able to proceed with collections against the debtor. A discharge will stay on the debtor’s credit report for ten years, while a dismissal will not.

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What is the difference between a discharge and a dismissal?

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